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RECOMMENDED
FT

FTMO

Czech Republic · since 2015 · CFD & Forex

The industry reference since 2015 and the firm I point beginners to. Transparent rules, reliable payouts, the full eval fee back, and the strongest Spanish support on this list.

EAs allowedOwn-account copyGold & EURUSDFull ES support
How I score it · 96/100
At a glance. Expand once for the reasoning.
Payouts & split
9/10
Up to 90%, 100% back
Conditions
8/10
Static 10%, clear rules
Cost
9/10
Full fee refund
Platforms
9/10
MT4, MT5, cTrader
Trust
10/10
The reference since 2015
Support
9/10
Best Spanish coverage
Why these scores

Payouts & split · 9/10: The split runs 80% rising to 90% with scaling, the first payout is requestable from day 14, and the full eval fee comes back with it.

Conditions · 8/10: A 10% static max loss in every phase and a 5% daily loss, all clearly documented. Floating losses count toward the daily limit.

Cost · 9/10: The whole eval fee returns with the first payout, so a pass effectively costs nothing.

Platforms · 9/10: MT4, MT5 and cTrader with Gold and EURUSD. EAs are allowed within the $400k per-strategy cap.

Trust · 10/10: The most established name in the space, with the longest public payout record in the industry.

Support · 9/10: A full Spanish website and Spanish support, the strongest LATAM coverage on this list.

My verdict

The safest name in the space and the one I point beginners to: transparent rules, reliable payouts and the full fee back. The only real trap is running a shared commercial EA.

01 / The programI’d actually fund
★ My pickFTMO 2-Step Challenge

The classic two-phase challenge with a static 10% max loss and up to a 90% split, plus the full eval fee back on your first payout.

FTMO also runs the newer 1-Step Challenge alongside the classic 2-Step. Here I focus on the 2-Step Standard I know best.

02 / Evaluation rules

Evaluation rules

FTMO 2-Step Challenge (Standard). Two phases, a static 10% max loss in every phase, and a 5% daily loss.

Evaluation phases2 phases (Standard or Swing)
Profit target10% phase 1, 5% phase 2
Max loss10% static in every phase
Daily loss5% of initial; floating losses count
Minimum trading daysNone on the current model
News & holdingEvals unrestricted; funded Standard has a 2-minute window around selected high-impact news
EAs & copy tradingAllowed within the $400k per-strategy cap; commercial EAs can disqualify
PlatformsMT4, MT5, cTrader; Gold and EURUSD
03 / Funded account rules

Funded account rules

Once you pass, these are the rules on the live funded account.

Profit split80% rising to 90%
First payoutRequestable from day 14 after the first funded trade
Fee refund100% of the eval fee back with the first payout
Max allocation$400K per trader or strategy
NewsFunded Swing has no news restrictions
04 / Payout rules

Payout rules

PROFIT SPLIT
Up to 90%
FIRST PAYOUT
14 days
FEE REFUND
100% back
MAX FUNDING
$2M
Fee refund100% back with the first payout
Spanish supportFull ES website and support
05 / Restricted countries

Restricted countries

FTMOcan’t onboard traders in these regions, mostly for sanctions reasons. Check before you buy.

CubaVenezuelaBelizeSuriname
✓ Strengths
  • Full eval fee back with the first payout.
  • The most established firm in the space, operating since 2015.
  • Full Spanish website and support, the best LATAM coverage here.
  • Clear, transparent rules with a long record of reliable payouts.
✕ Weaknesses
  • $400K maximum allocation per trader or per strategy.
  • Popular commercial EAs used by many clients can disqualify you.
  • Fees are priced in EUR.

Who should choose FTMO?

Beginners who want the safest, most documented name in the space.Spanish-speaking traders who want native support.Traders who want the full eval fee back on the first payout.

FTMO FAQs

Is FTMO legit?+

Yes. FTMO has operated since 2015 and is the most established prop firm in the industry, with a long public record of paying traders.

Rules verified 11 de junio de 2026 from official sources. Scores are my own, from trading the firm. No prices shown until I confirm them at checkout myself.